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- State Health Insurance Marketplaces
State Health Insurance Marketplaces
Residents in states not listed with a state-run marketplace should apply through HealthCare.gov. Most states have enrollment dates of November 1, 2026 – January 15, 2027.
| State | Open Enrollment Period | Apply Here |
|---|---|---|
| Alabama | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Alaska | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Arizona | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Arkansas | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| California | Nov. 1, 2026 – Jan. 31, 2027 | https://www.coveredca.com/ |
| Colorado | Nov. 1, 2026 – Jan. 15, 2027 | https://connectforhealthco.com/ |
| Connecticut | Oct. 23, 2026 – Jan. 15, 2027 | Access Health CT |
| Delaware | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Florida | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Georgia | Nov. 1, 2026 – Jan. 15, 2027 | Georgia Access |
| Hawaii | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Idaho | Oct. 15, 2026 – Dec. 15, 2026 | Your Health Idaho |
| Illinois | Nov. 1, 2026 – Jan. 15, 2027 | https://getcovered.illinois.gov/ |
| Indiana | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Iowa | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Kansas | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Kentucky | Nov. 1, 2026 – Jan. 15, 2027 | https://kynect.ky.gov/ |
| Louisiana | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Maine | Nov. 1, 2026 – Jan. 15, 2027 | CoverME.gov |
| Maryland | Nov. 1, 2026 – Jan. 15, 2027 | Maryland Health Connection |
| Massachusetts | Oct. 23, 2026 – Jan. 23, 2027 | MA Health Connector |
| Michigan | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Minnesota | Nov. 1, 2026 – Jan. 15, 2027 | MNsure |
| Mississippi | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Missouri | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Montana | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Nebraska | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Nevada | Nov. 1, 2026 – Jan. 15, 2027 | Nevada Health Link |
| New Hampshire | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| New Jersey | Nov. 1, 2026 – Jan. 31, 2027 | https://www.nj.gov/getcoverednj/ |
| New Mexico | Nov. 1, 2026 – Jan. 15, 2027 | beWellnm |
| New York | Nov. 1, 2026 – Jan. 31, 2027 | https://nystateofhealth.ny.gov/ |
| North Carolina | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| North Dakota | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Ohio | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Oklahoma | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Oregon | Nov. 1, 2026 – Jan. 15, 2027 | Oregon Health Insurance Marketplace |
| Pennsylvania | Nov. 1, 2026 – Jan. 15, 2027 | Pennie |
| Rhode Island | Nov. 1, 2026 – Jan. 31, 2027 | HealthSource RI |
| South Carolina | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| South Dakota | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Tennessee | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Texas | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Utah | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Vermont | Nov. 1, 2026 – Jan. 15, 2027 | Vermont Health Connect |
| Virginia | Nov. 1, 2026 – Jan. 29, 2027 | https://marketplace.virginia.gov/ |
| Washington | Nov. 1, 2026 – Jan. 15, 2027 | https://www.wahealthplanfinder.org/ |
| West Virginia | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Wisconsin | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
| Wyoming | Nov. 1, 2026 – Jan. 15, 2027 | HealthCare.gov |
Federal Marketplace: HealthCare.gov serves residents of states that do not operate their own Marketplace.
Special Enrollment Periods
Some people can sign up for health insurance all year long. You might be qualified depending on your income. Or you might be qualified because of big life events, like moving, losing a job, or getting married. People who are qualified for Medicaid or for Children’s Health Insurance Program (CHIP) can also sign up for health insurance any time.